- Smyths Financial
Independent Mortgage Advice and Full House Buying Support
Clear and tailored mortgage and protection advice is the first step in the property journey for First time Buyers through to Property Professionals, but not the last.
From arranging over 700 mortgages, we understand the importance and value of educating all our clients on all the stages and aspects of the house buying process.
Initial mortgage advice => Mortgage in Principle => House Viewings => Property negotations => House Buying Process => Completion => Remortgages
Initial Mortgage Review
We assess your current financial position and deposit levels to confirm your true borrowing capacity. From this we can then together identify your specific property price budget based on your monthly mortgage payment budget combined with the different mortgage structures available to you.
Mortgage Pre - Approval
We secure a mortgage in principle shortly after the initial conversation. This is a formal certificate issued by the lender confirming that the financing initially discussed is available to you specifically. Giving you the peace of the mind that you are eligible. Having the pre approval in place means that you can now start making serious offers on properties and estate agents will really consider you a serious buyer.
Property Search and Property Negotiation Support
Across the country and specifically in the London property market, the estate agent will typically allow you to visit the property twice, for 15 minutes each, before expecting an initial offer on the property. From leasehold to freehold properties, It is vital to make every property viewing count and ensure you gather all the important information needed to decide if this property has what it takes to be considered your future home. We prioritise and take time to ensure you are adequately prepared in advance.
Mortgage Approval, Protection Advice and The House Buying Process
From having an offer accepted, to getting the keys to the property, the process typically takes 2 to 4 months depending on several factors. The formal mortgage offer typically takes 1 to 3 from application to secure. In this time, the lender will check over all client documentation and conduct their own property checks. In this time, solicitors should be appointed and house surveys should also be booked in by the buyer. We will be your main point of contact throughout this busy and exciting initial period until the day of completion
Initial Mortgage Review
We assess your current financial position and deposit levels to confirm your true borrowing capacity. From this we can then together identify your specific property price budget based on your monthly mortgage payment budget combined with the different mortgage structures available to you.
Mortgage Pre - Approval
We secure a mortgage in principle shortly after the initial conversation. This is a formal certificate issued by the lender confirming that the financing initially discussed is available to you specifically. Giving you the peace of the mind that you are eligible. Having the pre approval in place means that you can now start making serious offers on properties and estate agents will really consider you a serious buyer.
Property Search and Property Negotiation Support
Across the country and specifically in the London property market, the estate agent will typically allow you to visit the property twice, for 15 minutes each, before expecting an initial offer on the property. From leasehold to freehold properties, It is vital to make every property viewing count and ensure you gather all the important information needed to decide if this property has what it takes to be considered your future home. We prioritise and take time to ensure you are adequately prepared in advance.
Mortgage Approval, Protection Advice and The House Buying Process
From having an offer accepted, to getting the keys to the property, the process typically takes 2 to 4 months depending on several factors. The formal mortgage offer typically takes 1 to 3 from application to secure. In this time, the lender will check over all client documentation and conduct their own property checks. In this time, solicitors should be appointed and house surveys should also be booked in by the buyer. We will be your main point of contact throughout this busy and exciting initial period until the day of completion
- What Sets Us Apart?
At the Heart of Homeownership
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Best Mortgage Services
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Purchase New House
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Refinancing Your Home
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Capital Management
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Make it Your Dream
Create a Place
Join to Local Affairs
- Buying a Home
We're Here to Help You
Get Tax Benefits
Pay Principal
- Our Services
Seamless Solutions, Limitless Possibilities
Loan Origination
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Customize Loan Offer
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Refinancing Solutions
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Credit Counseling
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- Our Team
Dortgage Team On Your Side
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Charting Your Home Horizon with Dortgage Mortgages
- Testimonials
What They Say
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- News & Blog
Read Our Latest News
Charting Your Home Horizon with Dortgage Mortgages
- Free Quote
Do Not Hesitate To Ask Us Any Questions.
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- KLLG st, No.99, Pku City, ID 28289
- hello@domainsite.com
- 0761-8523-398
- Mon - Fri : 09:00 am - 06:00 pm